SELLING YOUR HOME

Welcome to my complete 2024 Westport, CT home seller’s guide!

Wondering about all the steps involved in how to sell your home? Selling your home can be stressful but with the right guidance, preparation, and partners, a top realtor can make it easier. Spending some time upfront before you list your home for sale will make the process so much simpler with fewer surprises. I’ve developed a guide for all Westport, CT homeowners looking to put their homes on the market in 2024!

PRELISTING PHASE II

  1. Home Inspection: seller obtains an inspection of the house

  2. Fix all items from inspection

  3. Schedule a handyman for the day

  4. Check open permits, close any permits

  5. Organize all paperwork, oil tank removal paperwork, property survey, septic + well + AC (all mechanical) services

PRELISTING PHASE II

  1. Make Your Home Welcoming

    1. Give each room in the house a clear purpose

    2. Open blinds/curtains to illuminate your home (this might just be the little trick to get your home to sell faster!)

  2. Show that your home has been loved

    1. Repair marks on walls/doors

    2. Clean vents/baseboards

  3. Increase curb appeal of your property

    1. Sweep walkways, decks, patios

    2. Liven-up the entry

LISTING JOURNEY PHASE I

  1. Home seller & listing agent meet to discuss home improvements & staging (you want your home looking like one of the best homes in Westport, CT!)

  2. Review comparable Westport, CT homes to determine price and timeline

  3. Discuss marketing plan

  4. Introduce listing agreement

  5. Engage possible resources

LISTING JOURNEY PHASE II

  1. Prepare your home for sale

  2. Photos of your home are taken

  3. Home listed for sale and marketing begins

  4. Review ShowingTime service

  5. Showings of your beautiful Westport, CT home begin

  6. An offer is received through a purchase agreement

LISTING JOURNEY PHASE III

  1. Buyer makes an offer on your home

  2. Buyer and seller negotiate offer

  3. Offer accepted (!)

  4. Buyer delivers earnest money to broker

  5. House inspected, respond to findings

  6. If a lender is involved, home is appraised to ensure value

  7. Get moving quotes

LISTING JOURNEY PHASE IV

  1. Review closing disclosure

  2. Begin packing up your home

  3. Ensure utilities transfer

  4. Buyers final walk through

  5. Close – congratulations, you’ve sold your home!

ADDENDA

Estimated Costs

Costs on sale of a property:

  1. State Conveyance Tax

    1. 0.75% of sale price below $800,000

    2. 1.25% of sale price above $800,000

  2. Local Conveyance Ta

    1. 0.25% of sale price

  3. Attorney’s Fee

    1. $1,500 +/-

  4. Recording Fee – Release

    1. $10 (1 page) – $15 (2 page)

  5. Real Estate Taxes

    1. Unpaid Balance

  6. Mortgage Payoff

    1. Unpaid Balance

  7. State Compliance Tax

    1. $195

Costs on various inspections:

  1. General Building Inspection

    1. $800 +/- based on square footage

  2. Water Test

    1. $35 +/-

  3. Lead Test

    1. $300+/-

  4. Radon

    1. $125 +/-

  5. Radon Mitigation System

    1. $1,300

  6. Septic Dye Test

    1. Included in most inspections 

  7. Septic Cleaning & Inspection

    1. $250-350

  8. Asbestos

    1. $250-350

  9. Termite (check)

    1. $250

Closing Checklist

Prior to closing:

  1. Gas or oil (request measurement of remainder of tank – this is your personal property, buyer will compensate you at closing)

  2. Sanitation Service (final pickup)

  3. Notify utility companies: have meters read & service canceled as of possession day

  4. Set up basic services for your new home:

    1. Electric

    2. Water/sewage

    3. Telephone

    4. Internet

    5. Cable

    6. Homeowners Insurance

    7. Flood Insurance

Bring to closing:

  1. All keys to property

  2. Warranties & instruction booklets for items remaining on property (or leave in home for incoming homeowner)

  3. Oil tank reading (if applicable) for fuel adjustment at closing (*attorney may assemble this)

Change of address

  1. Financial:

    1. Accountant

    2. Banks

    3. Broker

    4. Creditors

    5. Credit Cards

    6. Insurance (Auto/Life/Homeowners)

    7. IRS

  2. Other Businesses:

    1. USPS

    2. Lawyer

    3. Doctor/Dentist

    4. DMW

  3. Personal:

    1. Relatives/Friends

    2. Newspapers

    3. Magazine

    4. Catalogs

    5. Clubs

    6. Organizations

Moving Checklist

1 Month before move:

  1. Set up a checking account in your new city

  2. Review laws/requirements of new city regarding home-based businesses, professional exams, business licenses, special laws that might apply to your situation

  3. Take inventory of belongings before they’re packed, in the event you file an insurance claim later

  4. Arrange pet transport

  5. Use up food so there’s less to pack/spoil

  6. Address Change form for USPS, IRS

  7. Reserve moving company / rental truck

  8. Prepare arrangements (if applicable) with airlines, car rental, hotels

  9. Transfer church, club, & civic organization memberships

  10. Ask for medical/dental records, transfer prescriptions & ask medical providers for referrals

Day of move:

  1. Go over all nooks and crannies to make sure they’re empty

  2. Carry important documents, currency, jewelry, travelers checks for fast funds — all in-hand

1-2 Weeks before move:

  1. Close old financial accounts, and have fund moved to new accounts. Check for outstanding checks or automatic payments that are yet process

      1. Make copies of important documents & carry them to new property in-hand

      2. Confirm that your homeowners/renters insurance will cover you during move

      3. Defrost fridge/freezer, place deodorizer inside

      4. Share travel route w/ close friend / relative

      5. Switch utilities to new address (electric, trash, water, newspaper/magazine, telephone/cable/internet)

      6. Check any reservations for during your move

      7. Reserve elevator (if moving from apartment)

      8. Have appliances serviced

      9. Clean & wrap rugs & clothing

After arrival:

  1. Update driver’s license, car registration, tags

  2. Obtain new insurance policies

  3. Update Will (& other legal papers)

  4. Locate hospitals, police stations, vet, fire stations

Packing Tips

  1. Have packing supplies ready: pen/Sharpie, tissues, bubble wrap, newspaper, towels, blankets, tape, boxes, tape measure, scissors

  2. Use strong boxes and containers that can be secured tightly for fragile items

  3. If removing screws/cables, tape them to the objects they came from

  4. Label each box and indicate:

    1. destination room

    2. fragility

    3. if it should be loaded last so it will be unloaded first

  5. Use tight-sealing container for medications

  6. Check with local U.S.D.A. for regulations regarding moving plants from one state to another

  7. Know & abide by your weight limit for how much you can carry in a box